Auto wrecks are not exclusive experiences to just one age group—they can happen to anybody at any time on the road. But data shows that some age groups are more prone to getting into accidents than others. According to the AAA Foundation, drivers under 17 are involved in the most crashes each year, and their crash rate is almost double those of ages 18 to 19, and almost five times the crash rate of adults in the 30 to 39, 40 to 49, and 50 to 59 age groups.

Young drivers don’t have the experience that older drivers have behind the wheel, and it can lead to more collisions when they drive. They might take greater risks because they’ve never been in that particular driving scenario before and panic, speed because they think they need to get somewhere quickly rather than safely, or follow another car too closely because they don’t realize how much room they need to leave to stop in an emergency.

When you’ve been injured because of the negligent actions of others, you can file a personal injury claim. With this action, you’re standing up for your rights to compensation and will hold the person accountable for their negligence. While you may think this automatically means your case will go to court, there are a few steps before that phase. It’s possible you may settle your case out of court.

This situation has a few advantages and disadvantages. However, when you’re pursuing legal action, you should always have representation on your side. A personal injury lawyer from Golden Law Office will explain your options to you so you can decide on how to proceed that best fits your interests.

Before making a decision, you should have the information about out-of-court settlements and how they may be beneficial and when you may want to consider other options.

Kentucky car insurance rates are already high. In 2019, they were reported to be 43.7% higher than the national average cost of insurance. But when you get into a car accident, your insurance rates will go up. So the already high rates will raise even higher.

Your insurance coverage is based on how well you drive. It makes sense that companies will charge you more after you get charged for driving poorly, like after a DUI or an at-fault car accident, because they will have to pay out more based on your bad driving. If you have concerns about how much your rate will go up after a wreck, keep reading to find out the average increase rate.

When it comes time to move a loved one into a nursing home, it’s not uncommon for questions regarding quality of life and time left to arise—especially if there are serious medical conditions or illnesses. Regardless, you expect that facility to provide your family member with everything they need to live comfortably and well. Unfortunately, that doesn’t always happen.

As we head into a new decade, it’s important to be aware of the 2020 law changes coming to Kentucky. While many of the newly submitted laws won’t take effect until later in the year, understanding the potential implications and your obligations as a resident of the state are crucial. Some of the law changes you should be aware of include modifications to the ignition interlock license system, a new tobacco purchase age limit, and vision testing for driver’s license renewals.

When you aren’t feeling well, you go to the doctor to get answers and recommendations. So what happens if your doctor says you’re fine, but you still feel sick? If you start feeling worse even though your doctor claimed you were healthy, then you could have a medical malpractice suit for a missed diagnosis on your hands. You trust your doctor to accurately diagnose you, so when they don’t, the results could be deadly.

When individuals think about those most at risk for abuse, children come to mind first. This is probably because of their age and the lack of agency that comes with being young. There is, however, another large group of the population that is at risk for abuse—senior citizens. Elder abuse is a prevalent issue, especially in nursing homes and long-term care facilities.

Despite drastic age and status differences, there are similarities between child abuse and elder abuse. Being both major medical and societal concerns in the United States and all over the world, it’s important to have an understanding of why the abuse happens, its effects, and what can be done to protect victims and those at risk.

If you’ve recently lost your spouse as the result of someone else’s negligent actions or inactions, you may have grounds to file a claim. Doing so would seek compensation to cover your loved one’s end-of-life expenses, in addition to helping you maintain financial stability.

There are a number of factors that go into deciding the value of a wrongful death claim. Some of them are calculable with dollars and cents, others are not. One of the most common noneconomic damages is loss of consortium. Let’s take a look at what that is and what payment can do for a family.

When you trust the care of your loved one to a nursing home, you expect only the best care to be provided. Some long-term care facilities provide just that, but sadly, not all of them supply optimal care for all of their residents. In fact, the National Center on Elder Abuse (NCEA) reports that 95% of nursing home residents they interviewed had experienced neglect or witnessed another resident be neglected.

When residents aren’t being neglected, staff is typically more focused on other health problems that might seem more pressing than dental hygiene. Even if patients have dental insurance or complain of pain, many staff members at nursing homes are not prepared to address dental health problems. But in the elderly, poor dental health can cause a quick decline in overall health.

If you’ve been injured in an accident you believe was caused by someone else’s actions, you may have grounds to file a personal injury claim. Understanding what qualifies as a personal injury in Kentucky is the first step to determining if you have a valid claim. The lawyers from Golden Law Office can examine your situation and help you determine how to proceed.