Kentucky car insurance rates are already high. In 2019, they were reported to be 43.7% higher than the national average cost of insurance. But when you get into a car accident, your insurance rates will go up. So the already high rates will raise even higher.
Your insurance coverage is based on how well you drive. It makes sense that companies will charge you more after you get charged for driving poorly, like after a DUI or an at-fault car accident, because they will have to pay out more based on your bad driving. If you have concerns about how much your rate will go up after a wreck, keep reading to find out the average increase rate.