Kentucky car insurance rates are already high. In 2019, they were reported to be 43.7% higher than the national average cost of insurance. But when you get into a car accident, your insurance rates will go up. So the already high rates will raise even higher.

Your insurance coverage is based on how well you drive. It makes sense that companies will charge you more after you get charged for driving poorly, like after a DUI or an at-fault car accident, because they will have to pay out more based on your bad driving. If you have concerns about how much your rate will go up after a wreck, keep reading to find out the average increase rate.

When it comes time to move a loved one into a nursing home, it’s not uncommon for questions regarding quality of life and time left to arise—especially if there are serious medical conditions or illnesses. Regardless, you expect that facility to provide your family member with everything they need to live comfortably and well. Unfortunately, that doesn’t always happen.

As we head into a new decade, it’s important to be aware of the 2020 law changes coming to Kentucky. While many of the newly submitted laws won’t take effect until later in the year, understanding the potential implications and your obligations as a resident of the state are crucial. Some of the law changes you should be aware of include modifications to the ignition interlock license system, a new tobacco purchase age limit, and vision testing for driver’s license renewals.

When you aren’t feeling well, you go to the doctor to get answers and recommendations. So what happens if your doctor says you’re fine, but you still feel sick? If you start feeling worse even though your doctor claimed you were healthy, then you could have a medical malpractice suit for a missed diagnosis on your hands. You trust your doctor to accurately diagnose you, so when they don’t, the results could be deadly.

When individuals think about those most at risk for abuse, children come to mind first. This is probably because of their age and the lack of agency that comes with being young. There is, however, another large group of the population that is at risk for abuse—senior citizens. Elder abuse is a prevalent issue, especially in nursing homes and long-term care facilities.

Despite drastic age and status differences, there are similarities between child abuse and elder abuse. Being both major medical and societal concerns in the United States and all over the world, it’s important to have an understanding of why the abuse happens, its effects, and what can be done to protect victims and those at risk.

If you’ve recently lost your spouse as the result of someone else’s negligent actions or inactions, you may have grounds to file a claim. Doing so would seek compensation to cover your loved one’s end-of-life expenses, in addition to helping you maintain financial stability.

There are a number of factors that go into deciding the value of a wrongful death claim. Some of them are calculable with dollars and cents, others are not. One of the most common noneconomic damages is loss of consortium. Let’s take a look at what that is and what payment can do for a family.

When you trust the care of your loved one to a nursing home, you expect only the best care to be provided. Some long-term care facilities provide just that, but sadly, not all of them supply optimal care for all of their residents. In fact, the National Council on Aging (NCOA) reports that 10% of Americans over the age of 60 have experienced one or more forms of elder abuse.

When residents aren’t being neglected, staff is typically more focused on other health problems that might seem more pressing than dental hygiene. Even if patients have dental insurance or complain of pain, many staff members at nursing homes are not prepared to address dental health problems. But in the elderly, poor dental health can cause a quick decline in overall health.

If you’ve been injured in an accident you believe was caused by someone else’s actions, you may have grounds to file a personal injury claim. Understanding what qualifies as a personal injury in Kentucky is the first step to determining if you have a valid claim. The lawyers from Golden Law Office can examine your situation and help you determine how to proceed.

When you trust the care of your loved one to a nursing home, you expect they’ll receive the same level of care that you would give them. Plenty of other people think the same way. According to the Centers for Disease Control and Prevention (CDC), there are 1.3 million residents in United States nursing homes.

Even though amazing care is expected, that’s not always what is enacted in these facilities. There are high rates of neglect in long term care facilities, according to The United States Department of Justice. Even still, neglect is underreported in elder care. Nursing home abuse and neglect can be hard to spot, but unfortunately, it’s a common occurrence, even in Lexington.

A car accident is frustrating enough on its own when you’re the victim. But when another driver crashes into you and flees, also known as a hit-and-run, you know you’ve got an even more grueling process ahead of you. If the driver is not found immediately, the police will likely open an investigation to see if they can find the responsible driver who fled the scene. If you’re injured and are considering your legal options, getting in touch with an attorney may be a good idea at this time.

There are many factors to consider when a case is opened against a driver who fled a hit-and-run scene. The first of which is time length. Here are some things to consider when trying to decide whether to open a case after your accident: